This document sets out the general conditions (the 'Conditions') for using the Direct Patrimonor platform. It governs the rights and duties between you as users and the platform operator. Please read these Conditions carefully and in full before using the platform, opening an account or making transactions. They form the legal basis for use and are binding on both parties.
By registering, logging in, using the offered features or carrying out other activities on Direct Patrimonor you expressly and fully accept these Conditions of use. Use of Direct Patrimonor is permitted only to individuals of legal adult age, 18 years and older. Minors or persons not fully capable may not use the platform. In case of suspected breach of this age requirement, we reserve the right to block, restrict or delete accounts.
The operation of the platform may be temporarily subject to technical interruptions, maintenance windows, updates or failures – e.g. due to market fluctuations, high server load or external events. We aim for high availability, but cannot guarantee uninterrupted operation. Features, algorithms, pricing models or available markets may be expanded, modified, limited or discontinued at any time without creating rights against Direct Patrimonor.
All platform content – texts, graphics, design, software, algorithms, trademarks, logos and AI-based analyses – are protected by copyright, trademark and other rights and are owned by Direct Patrimonor or its licensors. Any reproduction, distribution, public making available or commercial use without our explicit written consent is prohibited and may have civil and criminal consequences.
As a user you are responsible for ensuring all information provided (e.g. identification data, contacts, payment information) is correct, complete and up to date. Incorrect or misleading information may lead to account blocking, withholding of withdrawals or legal action. Your personal data will be processed exclusively in accordance with our privacy policy and GDPR. We apply high standards of security and transparency.
All investment and trading decisions you make via Direct Patrimonor – whether manual or via AI automations – are your sole responsibility and at your own risk. Direct Patrimonor provides a technical infrastructure but does not provide personalised financial advice, recommendations or guarantees of profit. Financial markets (including stocks and cryptocurrencies) can be highly volatile and may result in the total loss of invested capital. Past performance does not guarantee future results. Only invest funds you can afford to lose.
We reserve the right to update or supplement these Conditions at any time – due to regulatory changes, technical developments or new market requirements. We will inform you in good time (normally at least 14 days beforehand) via email, platform messages or on the site. Continued use of the platform after changes take effect constitutes acceptance. In case of substantial changes you may close your account.
Security and transparency are core principles of our operations. We use modern encryption technologies, perform regular security audits, hold customer funds in segregated accounts and apply strict compliance processes (KYC/AML) to ensure the highest level of protection. All procedures and transactions are documented in a clear and traceable way. We are committed to fair, honest, customer-oriented cooperation: your trust is our most valuable asset.
